I was reading over old posts and realized I needed to update a few things to bring this blog current. First, we heard from the police department. They canceled their test and are rescheduling it for next year. Basically they said they didn't anticipate any openings for the rest of the year. Which boils down to the crappy economy. We need TH to get this job because of the crappy economy, but it looks like he won't get it until the economy uncrappifies. Bummer. It's a blow to be sure - this is his DREAM job. But at least it wasn't a solid No. There's still a chance. So, we'll take it. Meanwhile, BBBB loves his current job, and that's a definite plus.
Additionally, we've decided to keep our current course. We'll keep taking out student loans and paying our bills. Our bank definitely says they're processing us for the modification, so hopefully that will pan out. If it does it'll save us $6,000 per year. Instead of -$700 per month, we'd be at -$200. How great would that be! We'd only need $2,400 in student loans to break even. A far cry better than what we need now. So we're still definitely hoping this works out for us.
And, like the last post said, we're going for it and letting nature take its course as far as pregnancy is concerned. Basically, after all my whining and complaining, I realized that I should be grateful I at least have the option to take out student loans. No, it's not ideal...but we could be a lot worse off.
We're still trying to get BBBB's medical bill sorted out. The hospital wants more paperwork. Since we technically have the amount in our savings we're nervous they'll want us to pay the full amount...I can't say I'd be surprised, but it is frustrating. I mean, when you look at our debt to income ratio we should not have any savings, and really all we have is from before TH lost his job. Taking a big chunk of that to pay medical bills with our current situation would mean we're out the money for a long time. And if for some reason I can't get student loans next year we're royally screwed as we'll have no safety net. I guess all we can do is ask...